Jumbo Karzynyň esasy pursatlary
Elite Jumbo (5/6 ARM)
♦Göterim bilen goýum Has köp goýum, pes baha!
♦Goýumlar göterim bilen 12 aýlyk CD üçin (AAA tarapyndan bellenen hasapda bolmaly).
Göterimler açylan senesine görä üýtgeýär.
♦ Iň pes goýum20%Karzyň mukdaryGöterim bilen goýum
Doly Doc Jumbo (Prime 30 Yr Fixed / Prime 10/6 ARM)
♦ Maks. Satyn almak üçin LTV 80%; Maks. LTV C / O üçin 70%;
♦Min. PITIA-da 12 aýlyk ätiýaçlyk;
BU ICERE basyňLTV & FICO çäklerini we Matrisa barada has giňişleýin maglumat almak.
Habarlar we wideolar
“Elite Jumbo” karzlary: Lýuks amatlylyga laýyk ýer
Doly resminama Jumbo karzlaryna nawigasiýa: FICO ballary pes bolan alyjylar üçin hakyky dünýä gollanmasy➡Wideo
Gozgalmaýan emläk maýa goýumlaryny doly resminama Jumbo karzlary bilen ulaltmak: Agentlik däl 30 ýyllyk kesgitlenen we kepillendirilmedik şertler➡Wideo
Doly resminama Jumbo karzlaryna geçmek: Ipoteka giç töleglerini dolandyrmagyň möhüm roly➡Wideo
Jumbo karzy näme?
Jumbo karzy, Federal ýaşaýyş jaý maliýe gullugy tarapyndan kesgitlenen çäklerden geçýän we Fanni Ma ýa-da Freddi Mak tarapyndan satyn alnyp, kepillendirilip ýa-da kepillendirilip bilinmeýän maliýeleşdirmegiň bir görnüşidir. Öý eýeleri adaty karz almak üçin ýüz tutýanlara garanyňda has berk karz talaplaryndan geçmeli. Jumbo karzlary gymmat bahaly emläkleri satyn almaga mümkinçilik berýär. Jambbo karzy Fanni Mae ýa-da Freddi Mac tarapyndan goldanylmaýar.
2024-nji ýylda FHFA karzyň ähli görnüşleri, esasanam Jumbo Loans üçin karz çäklerini gowulandyrýar. Kaliforniýada 2024 karz çäginden aşakda serediň.
2024 Kaliforniýa okruglarynda karz çäkleri
SAHYPA | 1 birlik çäk | 2-Bölümiň çäkleri | 3-Bölümiň çäkleri | 4-Bölümiň çäkleri |
ALAMEDA | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
ALPINE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
AMADOR | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
BUTTE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
KALAWERAS | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
KOLUSA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
CONTRA COSTA | 1,149,825 dollar | 1,472.250 dollar | 1,186,350 dollar | 2,211,600 dollar |
Demirgazyk | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
ALTYN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
FRESNO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
GLENN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
HUMBOLDT | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
IMPERIAL | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SEN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
KERN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
Patyşalar | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
LAKE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
GEL | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
OSitirilen perişdeler | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
GYZ | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
MARIN | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
MARIPOSA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
MENDOCINO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
MERCED | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
MODOC | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
MONO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
PUL | 920,000 $ | 1,177,750 dollar | 1,423,650 dollar | 1,769.250 dollar |
NAPA | 1,017,750 dollar | 1,302,900 dollar | 1,574,900 dollar | 1,957.250 dollar |
NEVADA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
ORANGE | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
GÖRNÜŞ | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
AEATLAR | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
RIVERSIDE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SAKRAMENTO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SAN BENEDIKT | 1,149,825 dollar | 1,472.250 dollar | $ 1,779.525c | 2,211,600 dollar |
SAN BERNARDINO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SAN DIEGO | 1,006.250 dollar | 1,288,200 dollar | 1,557,150 dollar | 1,935,150 dollar |
SAN Fransisko | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 1,867.275 dollar |
SAN JOAQUIN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SAN LUIS OBISPO | $ 929,200 | 1,189,550 dollar | 1,437,900 dollar | 1,786,950 dollar |
SAN MATEW | 1,149,825 dollar | 1,394,775 dollar | 1,779,525 dollar | 2,211,600 dollar |
SANTA BARBARA | $ 838,350 | 1,073.250 dollar | 1,297,300 dollar | 1,612,250 dollar |
SANTA KLARA | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
Mukaddes haçlar | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
SHASTA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SIERRA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SISKIYOU | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SOLANO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SONOMA | 877,450 dollar | 1,123,300 dollar | 1,357,800 dollar | 1,687,450 dollar |
STANISLAUS | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
SUTTER | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
IT | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
Üçbirlik | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
TULARE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
TUOLUMNE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
WENTURA | 954,500 dollar | 1,221,950 dollar | 1,477.050 dollar | 1,835,600 dollar |
OLOLO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
YUBA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |