Doly Jumbo programmasynyň esasy pursatlary
Prime 30 Yr düzedilen we 10/6 ARM
1) Maks.Satyn almak üçin LTV 80%;Maks.LTV C / O üçin 70%;
2) Maks.Karzyň mukdary $ 3.0M;
3) Min.PITIA-da 12 aýlyk ätiýaçlyk;
4) Min.FICO 720.
30 ýyl giňeldildi
1) Amt 400K $ 4.0M karz
2) Maks DTI 50% -e çenli
Elite Jumbo (5/6 ARM, 7/6 ARM) * Bu programma diňe bölekleýin.
Göterim bilen goýumHas köp goýum, pes baha!
Goýumlar 12 aýlyk CD üçin (AAA tarapyndan bellenen hasapda bolmaly).
Göterimler açylan senesine görä üýtgeýär.Bu nyrh 12.08.2023-nji ýylda 4,25% boldy.
Iň pes goýum20%Karzyň mukdary
1) Maks.Karzyň mukdary $ 4.0M
2) Maks.DTI 45%
3) Min.FICO 700
BU ICERE basyňLTV & FICO çäklerini we Matrisa barada has giňişleýin maglumat almak.
Jumbo Flyer
Habarlar we wideolar
“Elite Jumbo” karzlary: Lýuks amatlylyga laýyk ýer
Doly resminama Jumbo karzlaryna nawigasiýa: FICO ballary pes bolan alyjylar üçin hakyky dünýä gollanmasy➡Wideo
Gozgalmaýan emläk maýa goýumlaryny doly resminama Jumbo karzlary bilen ulaltmak: Agentlik däl 30 ýyllyk kesgitlenen we kepillendirilmedik şertler➡Wideo
Doly resminama Jumbo karzlaryna geçmek: Ipoteka giç töleglerini dolandyrmagyň möhüm roly➡Wideo
Jumbo karzy näme?
Jumbo karzy, Federal ýaşaýyş jaý maliýe gullugy tarapyndan kesgitlenen çäklerden geçýän we Fanni Ma ýa-da Freddi Mak tarapyndan satyn alnyp, kepillendirilip ýa-da kepillendirilip bilinmeýän maliýeleşdirmegiň bir görnüşidir.Öý eýeleri adaty karz almak üçin ýüz tutýanlara garanyňda has berk karz talaplaryndan geçmeli.Jumbo karzlary gymmat bahaly emläkleri satyn almaga mümkinçilik berýär.Jambbo karzy Fanni Mae ýa-da Freddi Mac tarapyndan goldanylmaýar.
2024-nji ýylda FHFA karzyň ähli görnüşleri, esasanam Jumbo Loans üçin karz çäklerini gowulandyrýar.Kaliforniýada 2024 karz çäginden aşakda serediň.
2024 Kaliforniýa okruglarynda karz çäkleri
| SAHYPA | 1 birlik çäk | 2-Bölümiň çäkleri | 3-Bölümiň çäkleri | 4-Bölümiň çäkleri |
| ALAMEDA | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
| ALPINE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| AMADOR | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| BUTTE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| KALAWERAS | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| KOLUSA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| CONTRA COSTA | 1,149,825 dollar | 1,472.250 dollar | 1,186,350 dollar | 2,211,600 dollar |
| DEL NORTE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| EL DORADO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| FRESNO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| GLENN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| HUMBOLDT | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| IMPERIAL | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| INYO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| KERN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| Patyşalar | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| LAKE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| LASSEN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| LOS ANJELES | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
| MADERA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| MARIN | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
| MARIPOSA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| MENDOCINO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| MERCED | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| MODOC | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| MONO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| PUL | 920,000 $ | 1,177,750 dollar | 1,423,650 dollar | 1,769.250 dollar |
| NAPA | 1,017,750 dollar | 1,302,900 dollar | 1,574,900 dollar | 1,957.250 dollar |
| NEVADA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| ORANGE | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
| GÖRNÜŞ | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| PLUMAS | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| RIVERSIDE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SAKRAMENTO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SAN BENITO | 1,149,825 dollar | 1,472.250 dollar | $ 1,779.525c | 2,211,600 dollar |
| SAN BERNARDINO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SAN DIEGO | 1,006.250 dollar | 1,288,200 dollar | 1,557,150 dollar | 1,935,150 dollar |
| SAN Fransisko | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 1,867.275 dollar |
| SAN JOAQUIN | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SAN LUIS OBISPO | $ 929,200 | 1,189,550 dollar | 1,437,900 dollar | 1,786,950 dollar |
| SAN MATEO | 1,149,825 dollar | 1,394,775 dollar | 1,779,525 dollar | 2,211,600 dollar |
| SANTA BARBARA | $ 838,350 | 1,073.250 dollar | 1,297,300 dollar | 1,612,250 dollar |
| SANTA KLARA | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
| SANTA CRUZ | 1,149,825 dollar | 1,472.250 dollar | 1,779,525 dollar | 2,211,600 dollar |
| SHASTA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SIERRA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SISKIYOU | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SOLANO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SONOMA | 877,450 dollar | 1,123,300 dollar | 1,357,800 dollar | 1,687,450 dollar |
| STANISLAUS | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| SUTTER | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| TEHAMA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| Üçbirlik | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| TULARE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| TUOLUMNE | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| WENTURA | 954,500 dollar | 1,221,950 dollar | 1,477.050 dollar | 1,835,600 dollar |
| OLOLO | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
| YUBA | 766,550 dollar | 981,500 dollar | 1,186,350 dollar | 1,474,400 dollar |
