- AAA karzlary AAA laýyk gelmeýän karz - Jumbo karzy (ýokary karz mukdary) - AAA karzlarynyň jikme-jigi:

Gysgaça syn
Adaty karzlardan ýokary karz mukdary.
Jikme-jiklikler
1) Maks DTI 43%;
2) 2 million dollara çenli karz mukdary;
3) 80% -e çenli Maks LTV;
4) 2 ýyllyk salgyt deklarasiýalary talap edilýär;
5) MI ýok (Ipoteka ätiýaçlandyryşy);
6) 720 ýa-da has uly karz ballary;
7) 12 ýa-da has köp aý ätiýaçlyklary;
8) SFR, 2-4 birlik, PUD , Kondos;
9) AUS däl önümler.
Jumbo karzy näme?
Jumbo karzy, Federal ýaşaýyş jaý maliýe gullugy tarapyndan kesgitlenen çäklerden geçýän we Fanni Ma ýa-da Freddi Mak tarapyndan satyn alnyp, kepillendirilip ýa-da kepillendirilip bilinmeýän maliýeleşdirmegiň bir görnüşidir. Öý eýeleri adaty karz almak üçin ýüz tutýanlara garanyňda has berk karz talaplaryndan geçmeli. Jumbo karzlary gymmat bahaly emläk satyn almaga mümkinçilik berýär. Jambbo karzy Fanni Mae ýa-da Freddi Mac tarapyndan goldanylmaýar.
Jumbo karzy nädip kesgitlemeli?
2022-nji ýylda FHFA karzyň ähli görnüşleri, esasanam Jumbo Loans üçin karz çäklerini gowulandyrýar. Kaliforniýada 2022 karz çäginden aşakda serediň, karzyňyzyň mukdary 970,800 dollardan geçse, Jumbo karzy üçin amatly. Şeýle hem, beýleki etraplarda 2022 karz çäklerini gözläp bilersiňiz.
2022 Kaliforniýa okrugynyň karz çäkleri:
| SAHYPA | 1-Maşgala | 2-Maşgala | 3-Maşgala | 4-Maşgala |
| ALAMEDA | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| ALPINE | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| AMADOR | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| BUTTE | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| KALAWERAS | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| KOLUSA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| GARŞY GARŞY | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| Demirgazyk | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| DORADO | 675.050 dollar | 864,200 dollar | 1,044,600 dollar | 1,298,200 dollar |
| FRESNO | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| GLENN | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| HUMBOLDT | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| IMPERIAL | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SEN | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| KERN | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| Patyşalar | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| LAKE | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| GEL | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| OSitirilen perişdeler | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| GYZ | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MARIN | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| MARIPOSA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MENDOCINO | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MERCED | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MODOC | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MONO | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| PUL | 854,450 dollar | 1,093,850 dollar | 1,322,200 dollar | 1,643,200 dollar |
| NAPA | 897,000 $ | 1,148,350 dollar | 1,388.050 dollar | 1,725.050 dollar |
| NEVADA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| ORANGE | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| GÖRNÜŞ | 675.050 dollar | 864,200 dollar | 1,044,600 dollar | 1,298,200 dollar |
| AEATLAR | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| RIVERSIDE | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SAKRAMENTO | 675.050 dollar | 864,200 dollar | 1,044,600 dollar | 1,298,200 dollar |
| Keramatly Benedikt | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| SAN BERNARDINO | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SAN DIEGO | 879,750 dollar | 1,126,250 dollar | 1,361,350 dollar | 1,691,850 dollar |
| SAN Fransisko | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| SAN JOAQUIN | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SAN LUIS OBISPO | 805,000 $ | 1,030,550 dollar | 1,245,700 dollar | 1,548,100 dollar |
| SAINT MATEW | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| SAINT BARBARA | $ 783.150 | 1,002,600 dollar | 1,211,900 dollar | 1,506,100 dollar |
| SANTA KLARA | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| Mukaddes haçlar | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| SHASTA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SIERRA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
Önümiň jikme-jik suratlary:
Degişli önüm gollanmasy:
Ipotekanyň diňe bir maliýe geleşigi däl, eýsem möhüm durmuş kararydygyna düşünýäris. Müşderi merkezine ünsümiz, diňe sanlary göz öňünde tutmaýandygymyzy aňladýar; üýtgeşik hekaýaňyzy, islegleriňizi we maliýe maksatlaryňyzy göz öňünde tutýarys. Ipoteka hünärmenlerimiz, geljege bolan garaýşyňyza laýyk gelýän ipoteka çözgüdini almagyňyzy üpjün edip, şahsy syýahatyňyza düşünmek üçin wagt sarp edýärler. - AAA karzlary AAA laýyk gelmeýän karz - Jumbo karzy (ýokary karz mukdary) - AAA karzlary, önüm Gonduras, Katar, Jakarta ýaly dünýäniň ähli künjegine hödürlener, Biziň wezipämiz ygtybarly hil we amatly bahalar bilen harytlary üpjün etmek. Dünýäniň dürli künjeginden gelen müşderilere geljekki iş gatnaşyklary we özara üstünlik gazanmak üçin biziň bilen habarlaşmagyny hoşal edýäris!
Florensiýaly Erin tarapyndan - 2017.12.19 11:10 Munuň Hytaýda bu pudakda duş gelen iň oňat öndürijidigini aýdyp bileris, şeýle ajaýyp öndüriji bilen işlemek özümizi bagtly saýýarys.
Borussiýa Dortmundly Çeri tarapyndan - 2018.12.10 19:03 






