- AAA karzlary AAA laýyk gelmeýän karz - Jumbo karzy (ýokary karz mukdary) - AAA karzlarynyň jikme-jigi:

Gysgaça syn
Adaty karzlardan ýokary karz mukdary.
Jikme-jiklikler
1) Maks DTI 43%;
2) 2 million dollara çenli karz mukdary;
3) 80% -e çenli Maks LTV;
4) 2 ýyllyk salgyt deklarasiýalary talap edilýär;
5) MI ýok (Ipoteka ätiýaçlandyryşy);
6) 720 ýa-da has uly karz ballary;
7) 12 ýa-da has köp aý ätiýaçlyklary;
8) SFR, 2-4 birlik, PUD , Kondos;
9) AUS däl önümler.
Jumbo karzy näme?
Jumbo karzy, Federal ýaşaýyş jaý maliýe gullugy tarapyndan kesgitlenen çäklerden geçýän we Fanni Ma ýa-da Freddi Mak tarapyndan satyn alnyp, kepillendirilip ýa-da kepillendirilip bilinmeýän maliýeleşdirmegiň bir görnüşidir. Öý eýeleri adaty karz almak üçin ýüz tutýanlara garanyňda has berk karz talaplaryndan geçmeli. Jumbo karzlary gymmat bahaly emläk satyn almaga mümkinçilik berýär. Jambbo karzy Fanni Mae ýa-da Freddi Mac tarapyndan goldanylmaýar.
Jumbo karzy nädip kesgitlemeli?
2022-nji ýylda FHFA karzyň ähli görnüşleri, esasanam Jumbo Loans üçin karz çäklerini gowulandyrýar. Kaliforniýada 2022 karz çäginden aşakda serediň, karzyňyzyň mukdary 970,800 dollardan geçse, Jumbo karzy üçin amatly. Şeýle hem, beýleki etraplarda 2022 karz çäklerini gözläp bilersiňiz.
2022 Kaliforniýa okrugynyň karz çäkleri:
| SAHYPA | 1-Maşgala | 2-Maşgala | 3-Maşgala | 4-Maşgala |
| ALAMEDA | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| ALPINE | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| AMADOR | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| BUTTE | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| KALAWERAS | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| KOLUSA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| GARŞY GARŞY | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| Demirgazyk | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| DORADO | 675.050 dollar | 864,200 dollar | 1,044,600 dollar | 1,298,200 dollar |
| FRESNO | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| GLENN | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| HUMBOLDT | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| IMPERIAL | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SEN | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| KERN | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| Patyşalar | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| LAKE | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| GEL | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| OSitirilen perişdeler | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| GYZ | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MARIN | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| MARIPOSA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MENDOCINO | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MERCED | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MODOC | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| MONO | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| PUL | 854,450 dollar | 1,093,850 dollar | 1,322,200 dollar | 1,643,200 dollar |
| NAPA | 897,000 $ | 1,148,350 dollar | 1,388.050 dollar | 1,725.050 dollar |
| NEVADA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| ORANGE | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| GÖRNÜŞ | 675.050 dollar | 864,200 dollar | 1,044,600 dollar | 1,298,200 dollar |
| AEATLAR | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| RIVERSIDE | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SAKRAMENTO | 675.050 dollar | 864,200 dollar | 1,044,600 dollar | 1,298,200 dollar |
| Keramatly Benedikt | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| SAN BERNARDINO | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SAN DIEGO | 879,750 dollar | 1,126,250 dollar | 1,361,350 dollar | 1,691,850 dollar |
| SAN Fransisko | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| SAN JOAQUIN | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SAN LUIS OBISPO | 805,000 $ | 1,030,550 dollar | 1,245,700 dollar | 1,548,100 dollar |
| SAINT MATEW | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| SAINT BARBARA | $ 783.150 | 1,002,600 dollar | 1,211,900 dollar | 1,506,100 dollar |
| SANTA KLARA | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| Mukaddes haçlar | 970,800 dollar | 1,243.050 dollar | 1,502,475 dollar | 1,867.275 dollar |
| SHASTA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
| SIERRA | 647,200 dollar | $ 828,700 | 1,001,650 dollar | 1,244,850 dollar |
Önümiň jikme-jik suratlary:
Degişli önüm gollanmasy:
Aç-açanlyk amallarymyzyň özenidir. Müşderilerimiz bilen açyk we dogruçyl aragatnaşykda bolanymyza buýsanýarys. Gizlin töleg ýok, garaşylmadyk zat ýok. Ipoteka opsiýalaryňyz barada anyk, gönümel maglumat berýäris, habarly karar bermek üçin ähli faktlaryňyzyň bardygyny üpjün edýäris. Biziň maksadymyz, öýüňizi maliýeleşdirmek tejribäňizi mümkin boldugyça aňsatlaşdyrmak bilen aç-açan we aç-açan bolmak bilen müşderilerimiz bilen ynam döretmekdir. - AAA karzlary AAA laýyk gelmeýän karz - Jumbo karzy (ýokary karz mukdary) - AAA karzlary, önüm, Braziliýa, Norwegiýa, Riýad ýaly üpjün edijiler bilen müşderileriň arasyndaky köp problema aragatnaşygyň pesligi sebäpli ýüze çykýar. Medeni taýdan üpjün edijiler düşünmeýän zatlaryny sorag etmekden çekinip bilerler. Islän zadyňyzy islän wagtyňyz garaşýan derejäňize ýetirmek üçin şol päsgelçilikleri aýyrýarys. Çalt eltmegiň wagty we isleýän önümiňiz biziň ölçegimizdir.
Bahreýnden Konstans tarapyndan - 2018.05.22 12:13 Köp kompaniýalar bilen işledik, ýöne bu gezek iň gowy , jikme-jik düşündiriş, wagtynda eltip bermek we hil taýdan ökde, gowy!
Dominikadan Maýk tarapyndan - 2018.11.06 10:04 





